Retirement Planning

Retirement Savings Longevity Calculator

Estimate how long your retirement savings will last based on your monthly income needs, fixed income sources, portfolio balance, and expected investment returns.

Enter your retirement income needs and savings details below. Results update automatically as you type.

Monthly Income Needed

Enter the total monthly income you'll need in retirement, before taxes.

Fixed Income Sources

Include Social Security, pension, annuity, or other regular income.

Savings & Returns

Enter your current retirement portfolio balance and the annual before-tax return you expect to earn.

Savings Will Last

Estimated years savings will last
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Projected Totals

Total portfolio withdrawals
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Year 1 annual shortfall
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This calculator provides estimates only and assumes constant rates of return and income growth. Actual results will vary based on market performance, taxes, inflation, and individual circumstances. Investment returns are not guaranteed. Consult a qualified financial advisor before making retirement planning decisions.