Savings Projection

Compound Interest Calculator

Estimate how an initial deposit, recurring annual savings, and compounding returns could grow over time. Contributions are assumed to be added at the beginning of each year.

Compound interest results update automatically as values change. Use the View Results button to jump to the results section.

Savings

Enter your starting balance, annual savings plan, and how long you want to stay invested.

Assumptions

Adjust how your annual contributions grow and the return rate you want to test.

This projection follows the same annual savings framing as the reference calculator: each year's contribution is deposited first, then that year's return is applied to the full balance.

Projected future value

$0

Enter your savings assumptions to preview the projection.

Projection Summary

Your estimated results

Future value

$0

Projected ending balance

Total contributions

$0

Initial deposit plus annual savings

Compound growth earned

$0

Growth above your deposits

Ending annual contribution

$0

Projected contribution in the final year

Final-year interest earned

$0

Interest generated in the last year shown

Growth share of ending balance

0%

Portion of the total from compounding

Adjust the inputs above to estimate how compounding could affect your savings over time.

Year-by-Year Schedule

Annual contributions are added at the start of each year.

Compound interest projection schedule

This calculator provides a simplified estimate only and should not be treated as tax, legal, or investment advice.

Retirement Planning

Retirement Calculator

Estimate how much retirement income you may need, what your current savings could grow to, and the annual savings required to close the gap.

Income/Savings

Enter your current age, earnings, and retirement balances.

Assumptions

These values drive the income target and future growth estimates.

Projection Summary

Your estimated results

Years until retirement

0

First retirement-year income need

$0

Inflation-adjusted dollars at retirement

First retirement-year Social Security

$0

Inflation-adjusted dollars at retirement

Total amount needed for retirement

$0

Balance needed at retirement start

Balance at retirement without new savings

$0

Current balance grown at the pre-retirement rate

Savings needed this year

$0

Before employer match, if applicable

Savings needed this year per month

$0

Based on the current-year savings target

Savings needed if you wait one year

$0

First-year amount after delaying contributions

This calculator provides an estimate only. It uses simplified Social Security assumptions unless you enter an override and should not be treated as tax, legal, or investment advice.