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Savings Projection
Estimate how an initial deposit, recurring annual savings, and compounding returns could grow over time. Contributions are assumed to be added at the beginning of each year.
Compound interest results update automatically as values change. Use the View Results button to jump to the results section.
Enter your starting balance, annual savings plan, and how long you want to stay invested.
Adjust how your annual contributions grow and the return rate you want to test.
This projection follows the same annual savings framing as the reference calculator: each year's contribution is deposited first, then that year's return is applied to the full balance.
Projected future value
$0
Enter your savings assumptions to preview the projection.
Projection Summary
Future value
Projected ending balance
Total contributions
Initial deposit plus annual savings
Compound growth earned
Growth above your deposits
Ending annual contribution
Projected contribution in the final year
Final-year interest earned
Interest generated in the last year shown
Growth share of ending balance
0%
Portion of the total from compounding
Bars show the end-of-year balance. The line tracks the annual savings amount as contributions increase over time.
Annual savings are assumed to be deposited at the beginning of each year before growth is applied.
Annual contributions are added at the start of each year.
This calculator provides a simplified estimate only and should not be treated as tax, legal, or investment advice.
